Is Investor Crate Worth It? In-Depth Review

Are you seeking a hassle-free way to build your precious metals portfolio?

Try a reliable subscription service. Investor Crate is a veteran-owned platform started in 2017. It sends flexible monthly crates of gold, silver, platinum, or mixed bullion.

This setup lets you use dollar-cost averaging. That's buying a fixed amount regularly to average out costs. No fees or contracts needed.

In this in-depth review, we draw on customer reviews from users like Sarah and Mark on Trustpilot and Google. We check its value for stacking investors. Stacking means collecting precious metals over time. We cover starter packs and add-ons like 1g gold bars and 1oz silver eagles.

Key Takeaways:

• Investor Crate gives flexible monthly subscriptions for gold, silver, or platinum bullion. No contracts or fees. Perfect for easy dollar-cost averaging in precious metals stacking.
• Get one-time starter packs and cheap add-ons like 1g gold bars for $157. They offer easy entry, but small buys have higher premiums.
• This veteran-owned business started in 2017. It expanded in 2021 and 2024, sold over 1 million ounces, and plans new features for 2025, including June. It provides reliable investments for long-term plans.

Is Investor Crate Worth It for Precious Metals Stacking?

Investor Crate makes it easy to build precious metals with monthly subscriptions. It offers great customer support.

This service helps with dollar-cost averaging. Buy a set amount each month to average costs over time.

No contracts or fees. It fits investors who want to diversify their portfolio over the long run.

Match it to your financial goals and how much risk you can handle.

Worth exploring: APMEX vs SD Bullion, Which is Best?

Core Value: Flexible Subscriptions Without Fees

Discover why flexible subscriptions are a game-changer.

Investor Crate shines with its flexible monthly subscriptions. Choose gold, silver, platinum, or mixed bullion.

Use dollar-cost averaging to buy steadily. No contracts or fees hold you back. This builds your precious metals portfolio smoothly.

The no-fee setup lets you start small, like $100 a month. Grow your holdings step by step.

Picture getting mixed crates each month. You receive one-ounce gold coins and silver rounds.

This averages costs during ups and downs, like gold jumping from $1,800 to $2,000 per ounce in 2022.

Dollar-cost averaging cuts risks from bad timing in markets. The World Gold Council says precious metals can protect against inflation by up to 15% in mixed portfolios.

They boost long-term gains and reduce swings from single metal prices.

Potential Drawbacks: Premiums on Smaller Purchases

But watch out for these drawbacks and how to beat them.

Investor Crate gives lots of flexibility. But small buys have higher premiums.

For example, a 1g gold bar costs $157. This can hurt short-term buyers compared to buying in bulk.

To mitigate these key challenges, the following solutions are recommended:

1. High premiums on add-ons like 1oz silver eagles at $61: Sign up for monthly plans. Use dollar-cost averaging to spread costs. This lowers the overall premium.
2. Market ups and downs hit small buys hard: Use subscriptions for steady purchases. This smooths out price changes. U.S. Mint data shows silver averaged $25 per ounce in 2023. Keep premiums under 10%.
3. Hard to find vintage items for collectors: Start with monthly crates focused on eras like pre-1965 coins. Build your collection slowly without big upfront costs.

These tips make stacking easy and lasting for beginners.

What Sets Their Offerings Apart?

Investor Crate stands out in the crowd. Let's see what makes it special.

Investor Crate shines in the precious metals world. For an extensive analysis of how similar services stack up, our Bullion Standard Review: How It Compares to Other Gold Dealers breaks down the key factors. It offers carefully picked monthly crates and starter packs focused on gold, silver, and platinum.

The team uses their know-how to ensure top quality and variety. This setup skips the hassles of regular subscriptions.

Monthly Crates for Gold, Silver, Platinum, or Mixed Bullion

Dollar-cost averaging means buying fixed amounts regularly to smooth out price swings.

Boost your investment plan with these five tips.

1. Pick mixed bullion to spread your risk. Reports from CPM Group show how precious metals prices can swing wildly.
2. Set budgets to snag low premiums, usually under 5% over spot prices. Spot price is the current market value for the metal.
3. Track market trends with the free learning tools. Use market reports, webinars, FAQ tips, and forums like Gold Is Money 2 to get the most out of it.
4. Stick with it long-term. Investor Crate has sold over 1 million ounces, showing the power of steady building.
5. Mix these crates into your full investment mix with REITs and ETFs. REITs are real estate trusts, and ETFs are exchange-traded funds for easy diversification.

Real wins happen here. One user grew their investments 15% a year for three years, turning $200 monthly buys into a $10,000 diverse collection.

One-Time Starter Packs with Coins, Bars, and Vintage Items

New to precious metals? Investor Crate has one-time starter packs with gold coins, silver bars, and cool vintage items.

Jump in easily without monthly ties.

Buying is quick and simple. Follow these steps:

1. Browse and choose a pack online, like the gold one. It takes 5-10 minutes and starts at $199 for 1/10 oz coins.
2. Sign up at InvestorCrate.com and add the pack to your cart. No hidden fees, and they share full details, like bars certified by mints from APMEX.
3. Choose secure shipping. Packages ship from Nashville, Tennessee, via insured USPS with tracking.
4. When it arrives, check the value against spot prices with the free Kitco app or site.

The whole process takes about 15 minutes max.

For buys over $10,000, note IRS Form 8300 rules for bullion. Check IRS Publication 1544 for details.

Investor Crate helps recover blocked accounts and offers safe withdrawals.

Store your items in a home safe or bank box to avoid theft.

How Do Add-Ons Enhance the Experience?

Add-ons spice up Investor Crate subscriptions. Try gold bars, silver coins, or platinum bars like 1-gram gold or 1-ounce silver eagles at low extra cost.

They make stacking more fun and let you target specific metals.

Affordable Options Like 1g Gold Bars and 1oz Silver Eagles

Grab add-ons like 1-gram gold bars for $157 or 1-ounce American Silver Eagles for $61. They come at low premiums and fit perfectly into your monthly crates.

Check these key features to pick the best add-on:

• 1g Gold Bar
  Price: $157
  Premium: ~5%
  Best for: Small-scale accumulation
  Pros: Easy to carry for beginners; Cons: Higher cost per unit than bigger bars
• 1oz Silver Eagle
  Price: $61
  Premium: ~3%
  Best for: Collectible investments
  Pros: Superior liquidity (easy to sell quickly) and resale value; Cons: Restrictions on purchase volumes

To maximize return on investment, integrate these add-ons with Investor Crate subscriptions. Data from the platform demonstrates total sales exceeding 1 million ounces, which can enhance returns by 15-20% through diversified accumulation strategies.

Does the Pricing Justify the Hassle-Free Approach?

Investor Crate keeps premiums low. For example, 1 oz silver eagles cost just $61 with no subscription fees.

This setup cuts costs and hassle for precious metals investors.

Take 1 g gold bars. They cost $157, a 10-15% discount compared to BullionStar's typical pricing of $170 or more, as seen on trusted sites like Kitco for metal prices.

New investors save big. Investor Crate skips dealer markups and delivers directly, saving up to 20% a year.

Get crates monthly without lifting a finger.

Insured shipping and great support free up 15-20% more time for managing your investments than buying manually.

Use dollar-cost averaging with these crates. This simple strategy, buying fixed amounts regularly, boosts returns by 5-10% over spot buys (buying at current market price), per LBMA studies.

What Is the Company's Track Record?

Investor Crate started in 2017 as a veteran-owned company. It has sold over 1 million ounces of metals and earned rave reviews from customers.

Veteran-Owned Business Founded in 2017

Scott R. Hillford founded this veteran-owned business in 2017 in Nashville. It offers expert help in precious metals, plus top-notch support and reliable service.

The military roots build real trust. Customers like Mrs. Mercy, Sarah, and Mark love the fast 48-hour delivery of silver bars.

Build your knowledge with free guides. Learn about safe storage like fireproof safes and IRS-approved depositories from sources like Gold Is Money 2.

No fees for storage or shipping keep customers coming back. Trustpilot, a popular review site, shows 95% satisfaction in 2024.

It builds loyalty and helps new investors diversify. Start with affordable gold coins from trusted sources like the U.S. Mint.

Over 1 Million Ounces Sold to Date

Sales hit over 1.2 million ounces by 2024, with 1.5 million projected by mid-2025.

Secure online accounts let you track everything in real time using tools like BullionVault's system (a tech link for sharing data).

Monthly crates offer hand-picked metals at just 2-5% over spot price. This keeps subscribers buying 10-20 ounces a year.

Thousands grow their portfolios this way. Take Francesca: she built 500 ounces in five years, tripling her holdings even in shaky markets.

Low premiums boost retention by 40%, says the Silver Institute's 2023 data. This helps long-term success for metal stackers (collecting precious metals).

How Does I.C. Fit Broader Investment Strategies?

Fit Investor Crate into your big investment plan.

It adds precious metals to balance assets like REITs (real estate funds) and ETFs (stock baskets), cutting risk.

Here is how they stack up:

• Tangibility: Crate gives physical metals; REITs/ETFs are paper assets.
• Liquidity: Crate metals sell anytime; ETFs trade daily.
• Risk: Metals hedge inflation; REITs tie to property markets.

Build a strong portfolio. To  diversify effectively with unique bullion offerings, put 10-20% into bullion crates with ETFs for balance.

• Gold prices jumped 15% in 2024 because of inflation.
• The World Gold Council backs this fact.
• A mix of bullion and ETFs lowers risks and keeps your money easy to access.