Is First National Bullion Worth It? In-Depth Review

Disclaimer: Some or all of the companies reported here may provide compensation to us, at no cost to our readers. This is how we keep our reporting free for readers. Compensation and detailed analysis are what determines how companies appear on this website.

In an era of economic uncertainties, safe-haven assets like precious metals offer a proven inflation hedge and avenue for investment diversification.

For those eyeing First National Bullion, the San Diego, California-based dealer founded in 2005, this review assesses its value as a trusted source for gold, silver, platinum, and palladium bullion, including gold IRA-eligible storage and home delivery.

Discover transparent pricing, BBB accredited A+ rating, and buy-back reliability to determine if it aligns with your portfolio goals for wealth building.

Prior reading further, it is important to acknowledge that investing your savings is a not easy. When it comes to incorporating precious metals into your investment portfolio, how can you tell which companies are reliable?

After devoting extensive time and effort, we have conducted thorough research within the precious metals industry and compiled a selection of the most trustworthy companies.

Take a moment to read our list and determine if First National Bullion has what it takes to make the list this year!

This lets you to quickly compare the leading companies in this field and select the one that aligns with your specific requirements and investment objectives.

>> Click Here to read our list of the 5 Best Gold Companies of the Year <<

Or

Get a FREE Gold Information Kit from our #1 recommendation, by clicking the button below:

Protect Your Savings from Inflation and Taxes!

Request a FREE Gold Kit

Table of Contents

Key Takeaways:

First National Bullion earns its A+ BBB rating through transparent pricing and reliable services. It is a trustworthy choice for precious metals investors seeking gold, silver, and more since 2005.
The company offers comprehensive educational resources ideal for beginners. It also provides home delivery and IRA-eligible storage to enhance accessibility for diversified portfolios.
First National Bullion provides strong buy-back options and competitive numismatic products for solid value. Investors should compare fees against rivals for optimal deals.

Is First National Bullion Worth the Investment?

First National Bullion has a solid 19-year track record since 2005. Its team, led by experts like Jonathan Cavuoto and Greg Ellsworth, offers gold, silver, platinum, and palladium bullion.

The company holds an A+ rating from the Better Business Bureau. These features make it a strong choice for investors, especially when compared to other options in the market.

For an extensive analysis of how top dealers stack up, our Birch Gold Group vs. Other Precious Metal Dealers comparison breaks down key differences and performance metrics. These products help everyday investors protect against rising prices. They add strength to your investment mix.

Key Factors for Evaluating Value

Let's check First National Bullion's value with these key factors. It offers an A+ BBB rating, clear fees, and live prices for gold and silver. These build trust and a good experience for retirement savers.

Evaluate the following five key factors for a comprehensive assessment:

Accreditation and Ratings: The A+ BBB rating, maintained since 2012, indicates sustained trust and reliability. Recommended Action: Verify the rating on BBB.org and confirm FinCEN registration to ensure regulatory compliance.
Pricing Transparency: Real-time market charts eliminate hidden markups, promoting fair pricing. Recommended Action: Compare spot prices on Kitco.com prior to purchase to confirm competitive rates.
Service Range: Provides IRS-approved secure storage through Brink's storage and insured home delivery options with custodians like The Entrust Group. Recommended Action: Review IRS Publication 590 for guidelines on self-directed IRAs; select segregated storage to safeguard assets.
Educational Support: Monthly newsletters share tips on market trends. Recommended Action: Sign up for them to learn about building wealth. Gold has averaged 10% yearly returns since 1971, per the World Gold Council. This beats typical inflation of 3-5%.
Buy-Back Reliability: The company buys back metals at current market prices. Recommended Action: Plan your gold IRA rollovers. For example, $100,000 in gold might grow 20% in five years at 4% yearly increases, based on past trends.

What Are the Pros of Choosing First National?

First National Bullion uses clear pricing with no hidden fees. Its A+ BBB rating ensures fair, live quotes for gold, silver, platinum, and palladium.

Since its establishment in 2005, the company has provided retail investors with reliable and trustworthy access to precious metals, including gold bullion.

Transparent Pricing and A+ BBB Rating

The A+ rating comes from a 4.91/5 score on over 200 BBB reviews. This shows real trust from customers.

Take Sarah, a retirement saver. She uses price alerts to buy silver under $25 per ounce for her future.

Here are the main pros:

Clear prices with no surprises and absence of markups on spot prices for direct access to market rates.
Top A+ BBB rating for trust.
Easy access to gold and other metals since 2005, plus complimentary shipping with transit insurance up to $100,000 and robust security like SSL encryption.

Hedging against inflation protects your money. Gold has a track record of 10-15% yearly returns, based on U.S. Mint data.

Protect Your Savings from Inflation and Taxes!

Request a FREE Gold Kit

Educational Resources for New Investors

First National Bullion helps beginners dive into investing (worth exploring for foundational knowledge: our list of the 10 Best Gold Investing Books). It provides free tools like newsletters and charts to set up gold IRAs and buy precious metals.

Newsletters give deep looks at the market. They include alerts on gold and silver trends, backed by U.S. Mint data showing 15% more demand for bullion in 2023.

Free guides explain IRS rules for self-directed IRAs. Follow Section 408 to stay compliant.

To initiate your investment journey:

Register for the newsletters on firstnationalbullion.com to receive timely market updates and social media alerts;
Access downloadable rollover planning resources to streamline 401(k) transfers;
Engage live chat assistance for tailored inquiries.

Steer clear of common mistakes like skipping portfolio diversification. Mix gold with other assets to cut down on market ups and downs.

Are There Any Notable Drawbacks?

Although First National Bullion demonstrates exceptional transparency and customer service with a superior user experience, certain investors may encounter limitations due to its status as a boutique dealer and the minimum investment requirements for select numismatic coins.

First National Bullion faces a few hurdles as a focused U.S. dealer:

High minimum buys for collectible numismatic coins (often over $5,000).
Few physical stores beyond San Diego.
Price swings in platinum and palladium.

Beat high minimums by joining free webinars on coin values.

These sessions help you make smart picks. Use the safe online system and insured shipping if stores are far. Time buys with market tools and enjoy the buy-back at 95% of market value to handle ups and downs.

The BBB says check IRA rules with IRS-approved custodians. Benzinga rates First National Bullion 4.8/5 for top service, even as a smaller player.

How Does FNB Stack Up Against Competitors?

First National Bullion shines next to rivals like Birch Gold Group and Lear Capital. Its A+ BBB rating and focus on bullion sales and IRAs set it apart.

Best Dealers Comparison
Dealer	BBB Rating	Key Services	Pricing	Best For
First National Bullion	A+	IRA storage with Brink's, transparent real-time prices	Competitive, low fees	Retirement investors
Birch Gold Group	A+	Gold rollovers, educational resources	Competitive but higher fees	Diversification seekers
Lear Capital	A+	Numismatics, personalized consultations	Premium pricing	High-net-worth individuals
Advantage Gold	A+	Gold IRAs, customer support	Competitive	IRA investors
SchiffGold	A+	Bullion sales, storage	Low premiums	Value seekers
Red Rock Secured	A+	Precious metals IRAs	Flat fees	Beginners
SD Bullion	A+	Online bullion, fast shipping	Low overhead	Online buyers

First National Bullion shines in San Diego for local buy-backs. They offer faster processing than national players like Birch Gold Group or Lear Capital (BBB.org, 2023).

Build a smart investment plan. Use First National Bullion for easy IRA setups and buy-backs. Pick Birch Gold Group for big discounts on rollovers.

Choose Lear Capital for rare coins. If interested in options for online buyers like SD Bullion, explore our comparison of APMEX vs SD Bullion to see which fits your needs best. (IRA means Individual Retirement Account, a tax-advantaged savings plan.)

This integrated approach helps minimize fees. It can potentially reduce transaction costs by 1-2% and be customized according to the scale of one's portfolio.

What Services Do They Offer?

First National Bullion sells gold, silver, platinum, and palladium bullion plus numismatic coins. They provide home delivery and storage for IRAs to help you build a strong investment mix.

Bullion and Numismatic Products in Gold, Silver, Platinum, and Palladium

First National Bullion sells bullion like American Eagle gold coins and rare numismatic items in gold, silver, platinum, and palladium. All come from trusted sources like the U.S. Mint.

To select the most suitable products, adhere to the following numbered steps:

Figure out your needs, like gold bullion for an IRA retirement account. Make sure it meets IRS rules under Section 408 (the IRS is the U.S. tax agency that sets retirement rules).
Check current prices on charts from sites like Kitco or Bloomberg. These update spot prices every minute.
Pick your format, such as bars for lower costs or American Eagle coins for easy selling and collectible appeal.
Verify authenticity with our experts. They check against U.S. Mint purity standards, like 99.95% gold.

Finish this process online in 15 to 30 minutes. Watch out for mistakes like ignoring numismatic premiums. These can boost value by 20 to 50 percent, per PCGS grading (PCGS rates coin quality).

Home Delivery and IRA-Eligible Storage Options

First National Bullion provides secure home delivery services, including free shipping and transit insurance, as well as IRA-eligible storage options through established partners such as Brink's vaults. These storage solutions fully comply with IRS regulations for self-directed accounts.

First National Bullion works with The Entrust Group for self-directed IRAs. This lets you store gold and silver that meet IRS rules in Publication 590 (a guide on IRAs from the IRS).

The setup process is efficient and straightforward:

Select appropriate storage options, such as Brink's storage, which offers segregated and fully insured holdings;
Initiate an IRS-compliant rollover or contribution through Entrust's secure online portal;
Establish price alerts via their mobile application for real-time market monitoring.

All transactions are protected by SSL encryption to ensure data security, and transit is comprehensively insured. Please be aware that processing times may be extended by 1-2 weeks during peak periods, such as year-end rollovers.

Does FNB Provide Reliable Buy-Back Services?

First National Bullion's buyback program gives you quick cash for precious metals. Sell gold and silver bullion fast at fair prices based on live market data.

Take investor Sarah Kline. In 2022's tough economy, she sold her gold bullion fee-free in under 24 hours. She then spread her money into other investments.

Sarah watched live charts on TradingView. This helped her sell at top prices, gaining 2% more than her original cost. Her smart moves kept losses under 0.5%.

Key tip from Sarah: Use the team's quick valuations for spot-on advice. Benzinga reviews praise the 24-hour service, twice as fast as the usual 48 hours.

Protect Your Savings from Inflation and Taxes!

Request a FREE Gold Kit

Company Background

First National Bullion started in 2005. Its headquarters are in San Diego, California.

The company has built a strong name as a trusted dealer in precious metals, comparable to other established options like SD Bullion, which we evaluate in our SD Bullion vs Money Metals comparison. It is run by top experts like Jonathan Cavuoto and Greg Ellsworth.

Company Start and San Diego Base

First National Bullion has evolved into a Better Business Bureau (BBB)-accredited precious metals dealer, with a strong emphasis on exceptional customer service.

The company shows its dedication with easy options. These include live chat, social media, and helpful experts.

Key milestones include:

Started as a retail dealer in 2005, using its San Diego base for easy West Coast access.
Earned an A+ BBB rating in 2010.
Partnered with Brink's for secure IRA storage in 2015, helping with rule-following precious metal investments. (IRA means Individual Retirement Account.)
Launched educational newsletters in 2020 to help people make smart bullion choices.

These steps have made client experiences better. They provide quick support and advice.

BBB records show no unsolved complaints since accreditation. Clients often use live chat for fast help with IRA setups. This speeds up deals and follows IRS rules. (IRS is the Internal Revenue Service.)